Property restoration contractors operate in an unusual environment. Unlike many contractors, they often arrive after something has already gone wrong. A pipe has burst. A building has flooded. Fire has damaged a structure. A storm has compromised a roof. Sewage…
Workers’ compensation in residential IDD care looks very different from workers’ compensation in construction, manufacturing, or many traditional service businesses. Employees aren’t simply performing physical tasks. They are supporting people. Direct support professionals and other care staff may assist individuals…
Asphalt and paving contractors operate in an environment where employee injuries can become serious very quickly. Crews work alongside moving vehicles and heavy equipment. Employees operate around pavers, rollers, skid steers, loaders, dump trucks, milling equipment, and other machinery. Work…
Landscaping companies operate differently from many other businesses because the workplace moves every day. Employees may begin the morning loading trucks and trailers, spend the day moving between customer properties, operate mowers and power equipment, handle landscaping materials, work around…
Electrical contractors operate in an environment where employee injuries can range from relatively routine strains and cuts to severe incidents involving falls, electrical contact, lifts, construction equipment, and energized systems. That combination creates a different workers’ compensation challenge than many…
Plumbing is physical work performed in unpredictable environments. A plumber may spend one part of the day carrying water heaters or equipment, another working underneath a sink or inside a crawlspace, and another responding to an emergency where water has…
Running an HVAC company in Texas means managing risk in places most business owners rarely see: rooftops, attics, mechanical rooms, construction sites, customer properties, service vehicles, and equipment yards. For a smaller HVAC contractor, the owner may still work alongside…
Non-Emergency Medical Transportation providers occupy an unusual position in the transportation industry. They operate vehicles and employ drivers, but they are not simply transportation companies. Their passengers may be elderly, disabled, medically vulnerable, or dependent on mobility equipment. Drivers may…
Owning a residential property that is leased to an Intellectual and Developmental Disabilities care provider can look, on paper, like a relatively straightforward real estate arrangement. The property owner owns the home. The care provider leases it. The provider operates…
Appliance repair companies are easy to underestimate from a risk standpoint. The work often takes place inside a customer’s home or business, a technician may complete several service calls in a single day, and many individual repairs are relatively small…
