Serving Dallas and Surrounding Areas – Trusted Insurance Solutions for Texas Businesses, and Families
Eastman Insurance Solutions provides commercial and personal insurance for businesses and families throughout Dallas and its surrounding suburbs, including Plano, Frisco, Garland, Richardson, Irving, and Mesquite. We specialize in contractor and trade insurance, commercial field service coverage, and personal lines for homeowners across North Texas — built as risk advisory relationships, not one-time policy transactions.
If you're a general contractor pulling permits in Plano, an electrician wiring new builds in Frisco, or a homeowner in Allen protecting a growing family, the sections below walk through exactly what we cover and why it matters where you operate.
Areas We Serve in the Greater Dallas Region
We write policies for businesses and families throughout North Texas, with dedicated experience in:
Dallas (Lake Highlands, Oak Cliff, Deep Ellum, Preston Hollow, Uptown, Bishop Arts District), Plano, Frisco, Garland, Irving, Mesquite, Richardson, Allen, Carrollton, Rowlett, Addison, Sachse, Wylie, Murphy, Highland Park, University Park, McKinney, Prosper, Celina, Little Elm, and the surrounding Rockwall County communities.
Every one of these markets has its own permitting requirements, weather exposure, and local risk profile. A contractor bonding requirement in Plano isn't identical to one in Garland, and we build coverage around those local realities rather than a one-size-fits-all policy.
Commercial Insurance & Contractor Bonds for Dallas-Area Businesses
Our core specialty is protecting trade contractors, commercial field service providers, and small-to-mid-sized businesses across North Texas with coverage designed to reduce risk, not just transfer it.
Who we work with in the Dallas market:
- Construction trade contractors — electricians, plumbers, HVAC technicians, framers, roofers, and metal building contractors working job sites across Collin, Dallas, and Denton counties
- Commercial field service providers — mobile and route-based businesses serving homes and businesses throughout the metro
- Health & human services organizations — residential and community-based care providers
- General and specialty contractors bidding public and private work requiring bonding and certificate compliance
Contractor Bonds
Dallas-area contractors need bonds to pull permits, bid public work, and satisfy general contractor requirements. We handle:
- Contractor license bonds
- Performance bonds
- Payment bonds
- Bonding for city permitting in Dallas, Plano, Garland, Frisco, and surrounding municipalities
Commercial Insurance Coverage
We build programs from these core coverages, tailored to your trade and job-site exposure:
- General Liability Insurance
- Workers' Compensation
- Commercial Auto Insurance
- Tools & Equipment / Inland Marine Coverage
- Builders Risk Insurance
- Commercial Umbrella / Excess Liability
- Professional Liability (E&O)
- Cyber Liability
- Business Owner's Policies (BOP)
For contractors carrying significant equipment or scaling toward group-captive-eligible premium levels, we also advise on Group Captive and RRG programs as an alternative to traditional guaranteed-cost insurance. Learn more about how captive programs compare to traditional coverage.
As an independent agency, we shop multiple carriers on your behalf so you get competitive pricing without sacrificing the coverage that actually protects your business when a claim happens.
Personal Insurance — A Benefit for Our Business Clients
Commercial insurance is our focus. But most of the business owners we work with also own a home, a vehicle, or significant personal assets tied to the same risk profile as their company — so for our commercial clients, we extend personal insurance as part of the relationship rather than as a separate line of business.
This isn't a standalone personal insurance shop, and we're not built to compete on price for a one-off auto or renters policy. Where we add real value is for business owners and their families who want one advisor overseeing both sides of their risk — particularly around:
- High Net-Worth Insurance — for owners with multiple properties, collector vehicles, or significant assets tied to business ownership
- Personal Umbrella Insurance — extending liability protection to match the exposure of a growing business
- Homeowners, Auto, and Life Insurance — for existing commercial clients who want a single advisor across their household and their company
If you're an existing or prospective commercial client and want your personal coverage reviewed alongside your business risk, ask us — it's a conversation, not a separate intake process.
If you're only looking for a standalone personal auto or homeowners policy and don't have a commercial relationship with us, we're likely not the most competitive option for that alone — a personal-lines-focused agency will typically serve you better on price and speed.
Why Dallas Businesses and Families Choose EIS Texas
We are not a call center. We're a locally operated agency built on service, strategy, and relationships that outlast a single policy term.
- Local knowledge of Texas regulations, permitting requirements, and carrier markets
- Fast, responsive support by phone, email, or text
- Personalized policies that fit your exact operation — not a generic template
- One-stop shop for business and personal lines under a single advisory relationship
- A risk management philosophy, not just a quoting process — read more about our approach to risk management and MyCRO, our Chief Risk Officer advisory service
- Guided by core values: Honor, Integrity, Selflessness, and Service — read our story
Frequently Asked Questions — Dallas Business Insurance
Contact Us Today
Whether you're pulling permits in Plano, expanding your business in Richardson, or protecting your home in Garland, Eastman Insurance Solutions is your partner in smart risk management.