Workers’ compensation in residential IDD care looks very different from workers’ compensation in construction, manufacturing, or many traditional service businesses. Employees aren’t simply performing physical tasks. They are supporting people. Direct support professionals and other care staff may assist individuals…
Providing residential services to individuals with intellectual and developmental disabilities creates a risk profile unlike most other businesses. Employees aren’t simply working at a company location. They are providing care and supervision, assisting individuals with daily activities, administering or supporting…
Residential care operators across Texas—especially IDD homes, assisted living centers, behavioral health providers, and multi-location care communities—are experiencing one of the hardest insurance markets in decades. Premiums are increasing. Underwriting is tightening. Carriers are pulling out of certain coverage lines.…
Texas residential care facilities are becoming prime cyber targets Residential care facilities in Texas—especially IDD group homes, assisted living centers, and behavioral health providers—are facing a threat more dangerous than fire, theft, or storm damage. And most operators don’t even…
Caring for People Means Managing More Than Care Operating a residential care facility in Texas is about more than compliance — it’s about stewardship. You manage people’s safety, employees’ livelihoods, and a promise to families that their loved ones are…
Every project brings risk. From jobsite accidents to property damage, contractors face exposures that can cost thousands—or even millions—without proper insurance. In Texas, while not every type oWhat is an IDD Residential Care Facility? An IDD residential care facility (often…
