Chemical applications are essential to your pest control operation—but even minor mishandling or drift can lead to environmental damage, regulatory fines, or third-party injury claims.
Eastman Insurance Solutions (EIS Texas) helps pest control companies safeguard their business and reputation with Pollution Liability Insurance designed for Texas pest management professionals.
Our goal is simple: to ensure your business stays compliant, protected, and resilient—even when the unexpected happens.
Industry Overview – Texas Pest Control
Texas pest control operators are licensed under the Texas Department of Agriculture (TDA), which enforces strict rules around pesticide storage, transport, and application. Even when following best practices, environmental exposure incidents can occur—from chemical drift onto a neighboring property to contamination of soil or water sources.
Without pollution liability coverage, these events can result in thousands in cleanup costs, civil penalties, and loss of licensure. EIS provides solutions built to protect against these risks, ensuring long-term stability and compliance for your pest control business.
Core Risks & Exposures
Pollution-related risks are among the most severe exposures pest control companies face. Common incidents include:
- Chemical overspray or drift damaging nearby crops, lawns, or structures.
- Spills during transport or storage resulting in soil or water contamination.
- Improper waste disposal leading to regulatory fines or third-party claims.
- Fumes or airborne exposure causing respiratory illness or bodily injury.
- Regulatory investigation and remediation costs following a reported incident.
Without pollution liability protection, these claims are not covered under general liability insurance—leaving significant gaps in coverage.
Bespoke Insurance Solutions
EIS Texas designs Pollution Liability Coverage that fits seamlessly with your general liability and commercial package policies. Key coverages include:
- Third-party bodily injury and property damage due to pollutants.
- Clean-up cost reimbursement for both on-site and off-site contamination.
- Defense costs for lawsuits or regulatory enforcement actions.
- Transportation coverage for chemical spills during transit.
- Optional contractor’s pollution liability (CPL) for large-scale or multi-location pest control operations.
Our team partners with carriers like Markel, Great American, and AmTrust to provide flexible, industry-specific protection built for Texas applicators and service operators.
The EIS Leadership Advantage
EIS Texas stands apart through our Beyond the Coverage™ Partnership approach—offering hands-on risk management, claim advocacy, and compliance guidance.
We help pest control owners understand environmental regulations, maintain proper documentation, and align insurance programs with operational safety.
Our proactive Risk Management Integration model includes policy reviews, contract analysis, and incident prevention training—keeping your business safe, compliant, and insurable long-term.
Learn more about Risk Management Integration
Discover The EIS Difference
FAQ Section
Is pollution liability insurance required for pest control companies in Texas?
While not always required, pollution liability is strongly recommended for TDA-licensed operators handling or transporting chemicals.
Does my general liability policy cover pollution incidents?
No. Most general liability policies exclude pollution or chemical exposure, requiring a separate endorsement or standalone policy.
How does EIS Texas customize pollution coverage?
We design coverage based on your pesticide types, service area, and volume of chemical handling—ensuring no gaps between general and pollution liability.
Can pollution liability be bundled with other pest control coverages?
Yes. EIS offers a bundled program that includes General Liability, Fleet & Equipment, and Workers Compensation Insurance for complete protection.
EIS-Texas Internal Link Recommendations
General Liability Insurance for Texas Pest Control Businesses
Fleet and Equipment Insurance for Pest Control Businesses
Workers Compensation Insurance for Pest Control Businesses
EIS is Redefining Pest Control Insurance……
EIS isn’t a business insurance generalist, we SPECIALIZE in helping Pest Control Businesses protect their assets. Your reputation and livelihood deserve more than generic coverage.
Schedule a Risk Consultation today to secure tailored general liability insurance for your pest control operation. OR, if you are ready to get started now, the form below will put you on the fast track to getting our Pest Control team started on a risk management strategy, now!
Schedule a Risk Consultation →
Service Area – Protecting Texas Pest Control Businesses Statewide
At Eastman Insurance Solutions (EIS Texas), we proudly serve pest control companies and exterminators across every major Texas market—delivering professional insurance solutions built around the realities of fieldwork, chemicals, and compliance. Our coverage extends across the Lone Star State, providing General Liability, Pollution Liability, Fleet & Equipment, and Workers Compensation Insurance for pest control businesses of all sizes.
Primary Service Areas Include:
- Dallas–Fort Worth Metroplex – Comprehensive pest control business insurance for Dallas, Fort Worth, Arlington, Plano, Frisco, and surrounding North Texas communities.
- Houston & Southeast Texas – Specialized general and pollution liability coverage for Houston-area pest management and commercial extermination companies.
- Austin & Central Texas – Tailored pest control insurance programs for applicators and service companies in Austin, Round Rock, Georgetown, and San Marcos.
- San Antonio & South Texas – Fleet, workers compensation, and liability insurance solutions for pest control businesses throughout Bexar County and the I-35 corridor.
- East Texas Region – Risk management and coverage options for pest control operators in Tyler, Longview, Lufkin, Nacogdoches, and surrounding counties.
- West Texas & Panhandle – Broad insurance protection for pest management and agricultural pest control operations across Midland, Odessa, Lubbock, and Amarillo.
- Coastal Bend & South Gulf – Pollution and liability insurance designed for pest control professionals operating in Corpus Christi, Victoria, and Galveston areas.
Wherever your technicians serve clients—from small residential accounts to multi-property commercial contracts—EIS Texas provides the strength of a local partner with the experience of a national firm.