Demolition and excavation contractors are the first to break ground and the last to be forgiven when something goes wrong. Between utility strikes, property damage, and complex contract requirements, heavy construction firms across Dallas–Fort Worth face immense operational and financial exposure.
At Eastman Insurance Solutions (EIS-Texas), we provide leadership-driven insurance programs designed for demolition, excavation, and site-preparation contractors generating $2.5MM–$50MM in annual revenue. We don’t just write policies — we engineer stability.
Schedule a Risk Consultation and see how EIS-Texas helps protect your business from the ground up.
Industry Overview: Heavy Construction & Earthwork in Texas
Texas is building faster than almost any state in the nation — and every major project begins with demolition and excavation. But in this phase, precision and protection are everything.
Our team partners with DFW-based demolition and excavation companies, providing insurance strategies that align with OSHA standards, contractor compliance, and the real-world risks of field operations.
From Dallas and Fort Worth to Plano, Arlington, and Denton, we help heavy contractors operate with the confidence that every risk is accounted for — and every contract is supported.
Core Risks & Exposures
Demolition and excavation contractors face unique exposures that standard contractor policies often miss:
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Utility Strikes & Property Damage – Underground line hits or adjacent structure damage.
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Pollution & Dust Exposure – Airborne particles, soil contamination, or debris disposal.
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Equipment & Tool Theft – Loss or damage to heavy machinery and site tools.
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Worker Safety & Injury – Jobsite injuries from falls, crush hazards, or confined spaces.
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Transportation & Fleet Liability – Heavy trucks and trailers moving between sites.
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Subcontractor Oversight – Uninsured or underinsured subs creating contractual liability.
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Regulatory Compliance – Meeting municipal and federal safety or bonding requirements.
EIS-Texas helps you control the chaos — through coverage built for the dirt-moving world you live in.
Bespoke Insurance Solutions
We design insurance programs tailored to the complex operations and high-stakes exposures of Texas demolition and excavation contractors.
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General Liability Insurance – Core coverage for bodily injury and property damage.
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Workers’ Compensation – Protecting crews from injury during excavation, grading, and demolition.
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Commercial Auto Insurance – Covers fleet trucks, trailers, and haulers across DFW.
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Inland Marine Coverage – For excavators, bulldozers, and portable jobsite equipment.
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Pollution Liability – Addresses dust, debris, and soil contamination exposures.
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Builder’s Risk Coverage – Protects projects during active site development.
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Umbrella / Excess Liability – Meets higher contract requirements for large municipal jobs.
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Captive Insurance Options – For experienced firms ready to take control of insurance performance and cost.
At EIS-Texas, our coverage is as strong as the ground you move.
The EIS Leadership Advantage
True leadership in insurance means understanding the reality of your work — where risk is visible, physical, and often unpredictable.
EIS-Texas works with demolition and excavation firms across Dallas–Fort Worth, providing high-impact strategies that integrate insurance, safety, and operational efficiency.
Our leadership advantage includes:
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Risk Management Integration – Embedding risk controls that improve underwriting and reduce losses.
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Claims Advocacy – Fast, informed handling of equipment, injury, and liability claims.
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Contract Review Support – Ensuring certificates and policies align with municipal and GC requirements.
EIS-Texas is built for the heavy-duty contractors building the future of Texas.
What Smart Excavation Firms Are Doing in 2025
Across Texas, top-performing demolition and excavation contractors are leveraging insurance as a strategic tool:
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Joining Group Captives to own their risk and stabilize costs.
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Using telematics and GPS tracking to lower fleet losses and improve safety records.
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Implementing safety incentive programs that reduce claim frequency.
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Partnering with agencies that lead with strategy, not quotes.
EIS-Texas delivers more than protection — we deliver partnership.
Schedule a Risk Consultation
Let’s analyze your operations, review your coverage, and create a program engineered to protect your people, property, and profitability.
→ Book your discovery call today.
FAQ Section
1. What insurance do demolition and excavation contractors need most?
General Liability, Workers’ Compensation, Commercial Auto, and Inland Marine are essential. Pollution Liability is critical for soil or debris removal operations.
2. Does EIS-Texas specialize in heavy construction contractors?
Yes — we work with excavation, grading, and demolition firms across DFW, providing programs built for complex operational risk.
3. Can EIS help with city and GC contract requirements?
Absolutely. We review insurance language in contracts to ensure compliance and prevent costly oversights.
4. What makes EIS different from general agencies?
We understand construction. EIS-Texas operates as a risk management partner, providing leadership-level insurance strategy — not just quotes.
5. How can EIS help reduce losses and improve safety?
Through Risk Management Integration, including fleet monitoring, site inspections, and loss analysis.
Explore More Contractor Solutions
Explore additional EIS-Texas industry programs: