Texas Contractor Risk Management Checklist

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This checklist is designed for growth-minded Texas contractors. 

As a Texas contractor, every project carries unique risks — from subcontractor liability to fleet exposures and compliance oversight. This checklist was built by our team at Eastman Insurance Solutions to help you proactively manage those challenges. Inside, you’ll find the essential coverage types, documentation standards, and review cadence we recommend for fast-growing trade contractors across Texas. Whether you’re scaling from $5M to $50M or strengthening an established operation, use this guide to benchmark your risk management strategy and uncover potential blind spots before they turn into costly claims.

What’s inside

  • Coverage must-haves for contractors in Texas

  • Safety, fleet, and subcontractor controls

  • Documentation you should collect and keep on file

  • A simple cadence for annual risk reviews

Who this is for

Trade contractor businesses in Texas doing $5M–$50M in annual revenue, and those aiming to reach that level.

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Need help reviewing your coverage? Request a complimentary risk review for your Texas contracting business. We’ll identify gaps and suggest practical improvements.

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