Protect What You Build with Texas Contractor Insurance
As a Texas artisan contractor, your business is built on precision, craftsmanship, and reliability — but every job comes with risk. At EIS Texas, we help contractors safeguard their hard work with coverage designed for the trades that keep Texas running.
We protect plumbers, electricians, framers, roofers, HVAC techs, landscapers, painters, and more — offering complete protection for your tools, team, vehicles, and reputation.
Comprehensive Coverage for Every Trade
Our Artisan Contractor Insurance Packages include:
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General Liability — Covers bodily injury or property damage claims from clients or the public.
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Excess Liability — Provides additional protection when big claims exceed standard limits.
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Commercial Auto — Keeps your trucks, trailers, and crews protected on the road.
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Workers’ Compensation — Pays for medical care and wages when employees are injured.
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Bonds — Satisfies state and project requirements for licensing and performance.
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Inland Marine — Covers tools, materials, and equipment while in transit or on-site.
Example: When the Right Coverage Saves the Day
A roofing contractor in Austin accidentally dropped debris that shattered a client’s skylight. Their General Liability policy covered the $4,200 in property damage — preventing a lawsuit and preserving the client relationship.
When It Doesn’t Work
If that same roofer’s own tools had been damaged instead of the client’s property, General Liability wouldn’t cover it — that’s where Inland Marine coverage steps in.
Ready to Get Started? 
Risk Management Best Practices
Safety Protocols
Implementing strong safety measures can help reduce premiums:
- Regular safety training for all employees
- Proper equipment maintenance schedules
- Documentation of safety procedures
- Regular safety meetings and updates
- Proper personal protective equipment use
Documentation Practices
Maintain thorough records of:
- All client contracts and agreements
- Project specifications and changes
- Safety meeting attendance
- Equipment maintenance logs
- Employee training records
- Incident reports and resolution
Filing a Claim
Steps to Take When an Incident Occurs
- Document the incident immediately with photos and written descriptions
- Gather witness statements and contact information
- Report the incident to your insurance provider promptly
- Maintain all related documentation and correspondence
- Follow your provider's specific claim filing procedures
Why Texas Contractors Choose EIS
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Local expertise — we understand Texas compliance, licensing, and jobsite requirements.
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Fast, accurate certificates of insurance (COIs) for project deadlines.
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Access to the top carriers in the nation.
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Personalized coverage based on your trade and your growth goals.
Serving Contractors Across Texas
We proudly serve contractors in Dallas, Houston, Austin, San Antonio, Fort Worth, and beyond.