Structural Steel & Iron Works Insurance in Texas

Structural steel trusses forming a commercial building frame in Dallas–Fort Worth, Texas — representing Eastman Insurance Solutions’ insurance coverage for steel and ironworks contractors.

In the world of heavy construction, no trade carries more responsibility—or exposure—than structural steel and ironworks. From lifting thousands of pounds of steel into place across Dallas–Fort Worth’s skyline to fabricating components for industrial and infrastructure projects across North Texas, your work is the backbone of every building.

At Eastman Insurance Solutions (EIS-Texas), we help mid-market contractors with $2.5MM–$50MM in annual revenue protect their operations with bespoke insurance and risk management programs built for strength, precision, and performance.

Schedule a Risk Consultation today and see what it means to work with an insurance team that understands your trade from the ground up.


Industry Overview: Steel & Ironworks in Texas

Structural steel and ironworks contractors play a critical role in Texas’ commercial growth and infrastructure expansion. Nowhere is that more evident than across the DFW Metroplex, where new high-rises, warehouses, bridges, and stadium projects continue to reshape the horizon.

With every beam set and weld completed, risk exposure rises—height work, crane operations, subcontractor coordination, and high-value materials create complex insurance challenges.

EIS-Texas partners with leading steel erection, fabrication, and welding contractors across Dallas, Fort Worth, Arlington, Irving, and Denton, delivering tailored insurance strategies that address the real-world exposures of heavy construction—not generic, off-the-shelf policies.


Core Risks & Exposures

Steel and ironworks operations involve demanding, high-stakes work. The combination of physical danger, equipment value, and contract liability requires thoughtful, layered protection.

Common exposures include:

  • Crane & Lift Operations – Height work and rigging exposures in commercial and industrial settings.

  • Employee Injury Risk – Elevated fall and burn hazards, particularly in multi-story erection sites.

  • Equipment & Tool Loss – Welders, torches, lifts, and fabrication tools in transit across job sites.

  • Contractual Liability – Complex subcontractor agreements requiring precise insurance compliance.

  • Auto & Fleet Exposure – Heavy-duty trucks and transport vehicles moving materials across Tarrant and Dallas Counties.

  • Fire & Property Damage – Hot work and cutting operations near flammable construction materials.

EIS-Texas helps steel and ironworks contractors anticipate and control risk, not just insure it.


Bespoke Insurance Solutions

Steel and ironworks contractors need protection engineered for the complexity of their work. EIS designs insurance programs that reinforce your business foundation.

  • General Liability Insurance – Core protection for property damage, third-party injury, and contract compliance.

  • Workers’ Compensation – Essential for jobsite safety and cost control, especially in high-risk trades.

  • Commercial Auto & Fleet – Covers vehicles hauling steel, lifts, and equipment across DFW and beyond.

  • Inland Marine Coverage – Protects tools, welders, and mobile equipment in use or transit.

  • Builder’s Risk Insurance – Covers materials and structures under construction.

  • Umbrella & Excess Liability – Expands limits for large contracts and city/state infrastructure projects.

  • Professional Liability (Design & Engineering) – For design-build or structural design support operations.

  • Captive Insurance Solutions – For established firms seeking long-term cost control and ownership of their risk.

Our approach prioritizes performance over policy paperwork, delivering real protection and measurable business value.


The EIS Leadership Advantage

At EIS-Texas, we go beyond policy placement—we lead as your risk management partner.

From steel erection contractors in Fort Worth to fabrication shops in Rockwall and Irving, we help business owners create insurance programs that align with operations, contract terms, and carrier expectations.

Our leadership advantage means:

  • Proactive Risk Consulting – Ongoing support before, during, and after renewal.

  • Carrier Advocacy – Presenting your business in the best possible light to improve pricing and terms.

  • Industry Insight – Understanding OSHA compliance, crane certification, and subcontractor risk transfer.

Because insurance for heavy construction isn’t about the lowest premium—it’s about building confidence that lasts.


What Smart Steel & Ironworks Firms Are Doing in 2025

Texas contractors are facing tighter margins and higher liability than ever. The firms leading the way are rethinking their insurance strategy.

  • Leveraging Group Captives to control insurance costs and gain ownership in their programs.

  • Investing in Safety Technology—wearable sensors, drones, and site audits—to reduce claims.

  • Reevaluating Subcontractor Agreements for better indemnification and coverage compliance.

  • Partnering with Specialized Advisors who understand the heavy construction landscape.

At EIS-Texas, we help DFW steel and ironworks leaders make these proactive moves before risk turns into loss.


Schedule a Risk Consultation
Let’s analyze your insurance program, identify coverage gaps, and show you how EIS-Texas helps structural steel and ironworks firms protect profits, people, and projects.
Book your discovery call today.


FAQ Section

1. What insurance does a steel or ironworks contractor in Texas need most?
General Liability, Workers’ Comp, Auto, Inland Marine, and Umbrella are essential. Large DFW projects often require Builder’s Risk and Professional Liability coverage as well.

2. Does EIS-Texas work with steel erection and fabrication contractors?
Yes — our Rockwall team serves contractors handling structural steel erection, welding, and fabrication across Dallas, Fort Worth, Irving, and Arlington.

3. How can EIS help reduce insurance costs for steel contractors?
We focus on risk control, claims management, and introducing options like captive insurance for qualified firms.

4. Are crane operations and heavy equipment covered under standard policies?
They can be, but many require customized coverage or endorsements. We review your operations to ensure no coverage gaps exist.

5. What makes EIS different from traditional insurance agencies?
We’re risk advisors, not policy sellers—delivering leadership, transparency, and advocacy for every client.


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