Roofing contractors across the Dallas–Fort Worth Metroplex face a unique blend of opportunity and risk. Between hailstorms in Plano and Frisco, heat exposure in Mansfield and Arlington, and rapid growth in Rockwall, McKinney, and Fort Worth, running a roofing business in North Texas requires precision, leadership, and protection that’s every bit as strong as your work.
At Eastman Insurance Solutions (EIS-Texas), we don’t sell cookie-cutter coverage. We build bespoke insurance programs for roofing firms with $2.5MM–$50MM in annual revenue, helping business owners lead with confidence while protecting what matters most.
Schedule a Risk Consultation today and discover how insurance leadership can strengthen your bottom line.
Industry Overview: Roofing in Texas
From the commercial skylines of Dallas to the growing subdivisions of Denton County, roofing contractors across Texas face evolving risk profiles. The DFW area alone sees some of the nation’s highest claims activity due to hail, wind, and severe weather.
At the same time, projects in Fort Worth, Arlington, Frisco, and Garland are booming — creating higher demand, tighter labor markets, and more complex contractual obligations.
EIS-Texas partners with roofing leaders across DFW, Austin, Houston, and San Antonio, delivering risk strategies tailored to local conditions. Our Rockwall-based team understands the regulations, carrier appetites, and claim trends specific to North Texas roofing operations, helping clients stay ahead of both risk and regulation.
Core Risks & Exposures
Roofing contractors in the Metroplex face the same core risks as their peers statewide — but at a higher frequency due to weather volatility and regional growth pressures.
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Jobsite Liability – Property damage or injury at commercial and residential job sites across Tarrant, Dallas, and Collin Counties.
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Workers’ Compensation – High-risk field labor, particularly during summer months in DFW and Central Texas.
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Fleet & Auto Liability – Crew transport from Fort Worth to Plano, often with mixed company and subcontractor vehicles.
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Defective Workmanship Claims – Large-scale reroofing projects in Frisco, Denton, and Grand Prairie create exposure for workmanship disputes.
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Weather & Delay Losses – Sudden hail events or heat delays can stall major projects in Rockwall, Garland, or Irving.
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Subcontractor Oversight – Inconsistent insurance compliance among subs on large DFW commercial builds.
EIS-Texas helps roofing companies mitigate these exposures through proactive planning, documentation, and leadership-driven insurance design.
Bespoke Insurance Solutions
Your roofing business is unique — your insurance should be too. Our programs are designed for mid-market roofing contractors that need more than compliance coverage.
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General Liability Insurance – Protects against third-party injuries and property damage.
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Workers’ Compensation – Keeps your crews safe and your experience mod rates healthy.
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Commercial Auto / Fleet Coverage – Covers company vehicles and traveling crews across DFW and Texas.
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Umbrella / Excess Liability – Extends protection for large-scale commercial or municipal contracts.
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Builder’s Risk Insurance – Covers materials and projects under construction from storm or fire damage.
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Inland Marine – Protects mobile tools, roofing equipment, and materials in transit.
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Professional Liability (Design-Build) – For contractors providing design input or consultations.
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Captive Insurance Options – For firms ready to assume greater control of their risk and cost structure.
Our goal is simple: to provide bespoke insurance leadership that scales with your business, protects your margins, and strengthens your credibility.
The EIS Leadership Advantage
At EIS-Texas, we do more than sell policies — we lead risk conversations for roofing companies throughout DFW and North Texas.
We understand how local roofing firms grow — through reputation, relationships, and reliability. Whether you’re managing commercial projects in Downtown Dallas, overseeing residential reroofs in Prosper, or expanding your team in Rockwall or Mansfield, we design insurance solutions that support your goals.
Our leadership advantage is built on:
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Proactive Risk Strategy – anticipating claims before they happen.
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Industry Specialization – dedicated expertise in construction and roofing markets.
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Integrity & Advocacy – representing your business interests in every carrier negotiation.
Because insurance should do more than protect — it should lead.
What Smart Roofing Firms Are Doing in DFW (and Beyond)
The top-performing roofing contractors in Dallas–Fort Worth are rethinking how they manage risk. They’re not chasing the lowest premium — they’re investing in smarter coverage, tighter contract controls, and long-term cost stability.
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Adopting captive insurance programs to control claims and stabilize pricing.
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Using safety technology and drones to reduce workers’ comp exposure.
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Reviewing contracts for better risk transfer in large commercial builds.
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Partnering with insurance advisors who lead with strategy, not sales.
If your broker isn’t helping you think like a business leader, not just a policyholder, it’s time for a change.
Schedule a Risk Consultation
Let’s analyze your roofing operation and uncover how EIS-Texas can strengthen your insurance program, control cost, and protect your profitability across the Metroplex and beyond.
→ Book your discovery call today.
FAQ Section
1. What insurance do roofing contractors in DFW need most?
General Liability, Workers’ Comp, Auto, and Umbrella are essential. Larger firms also benefit from Builder’s Risk, Professional Liability, and Captive options.
2. Does EIS-Texas work directly with DFW-area roofing companies?
Yes — our Rockwall team works closely with roofing firms in Dallas, Fort Worth, Plano, McKinney, Arlington, Frisco, and surrounding communities.
3. Can EIS help manage subcontractor compliance?
Absolutely. We help roofing contractors verify sub certificates, audit contracts, and ensure coverage alignment across the job site.
4. How does EIS-Texas differ from other insurance agencies?
We’re not quote-driven. We deliver leadership-driven risk programs that align with your business, not carrier templates.
5. What parts of Texas do you serve outside DFW?
While DFW is our home base, we serve roofing firms throughout Houston, Austin, San Antonio, and across the state.
Explore More Contractor Solutions
Looking for coverage tailored to your trade? Explore other EIS-Texas contractor programs: