Collector & Exotic Car Insurance in Texas – Protecting What Moves You
Your car isn’t just a vehicle — it’s a statement of craftsmanship, passion, and precision. Whether it’s a European exotic in Highland Park, a meticulously restored classic in Southlake, or a collector’s coupe in Frisco, you’ve invested time, care, and pride into every detail.
At Eastman Insurance Solutions (EIS Texas), we deliver Collector, Classic, and Exotic Car Insurance that goes Beyond the Coverage™ — with tailored protection that reflects your vehicle’s full value and your elevated lifestyle.
Because your passion deserves protection that’s as exceptional as the machine itself.
Who We Serve
We specialize in protecting high-value vehicles for discerning owners across the Dallas–Fort Worth Metroplex, including:
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Luxury homeowners in Highland Park, University Park, and Preston Hollow
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Executives and professionals in Plano, Frisco, and McKinney
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Collectors and auto enthusiasts in Southlake, Keller, and Westlake
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High-net-worth families in Rockwall and surrounding Lake Ray Hubbard communities
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Private collectors with multi-vehicle or nationwide collections
If you’ve built a collection worth admiring, we’ll help you protect it with precision.
Why Standard Auto Insurance Falls Short
Traditional car insurance isn’t built for the unique value of collector, exotic, and classic vehicles. It depreciates value, limits mileage, and often underinsures vehicles that deserve more.
At EIS Texas, we design policies that account for:
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Agreed or stated value coverage — no depreciation surprises
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Limited use and exhibition driving
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Restoration and customization costs
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Appreciating vehicle values
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Rare or imported parts availability
Because when you’ve invested in craftsmanship, your coverage should reflect it.
Vehicles We Insure
We partner with elite carriers like Chubb, Hagerty, and Grundy to provide high-performance protection for:
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Classic and vintage cars (pre-1980 restorations and muscle cars)
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Exotic and supercars (Ferrari, Porsche, Lamborghini, McLaren, Aston Martin)
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Luxury touring and limited-edition models (Bentley, Rolls-Royce, Maserati)
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Antique and concours-level show cars
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Custom, collector, or specialty builds
From Lamborghini Aventadors in Southlake to ’67 Shelby GT500s in Plano, your vehicle’s story deserves coverage worthy of its legacy.
Key Coverages for Texas Collectors
Agreed Value Coverage
We establish a mutually agreed vehicle value with your carrier — ensuring full payout without depreciation in the event of total loss.
Spare Parts & Tools Protection
Coverage for original parts, restoration components, and equipment in storage or your home garage.
Flexible Mileage & Usage
Customized limits for leisure driving, events, and shows across the DFW region — not restrictive mileage penalties.
Specialized Repairs
Repair options through premier restoration and exotic service centers throughout Dallas, Fort Worth, and North Texas.
Worldwide Transport & Display Coverage
Protection for vehicles exhibited or shipped across the U.S. or abroad.
The EIS Leadership Advantage
Our Beyond the Coverage™ Partnership means your collector car insurance is just one part of a bigger picture.
We provide:
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Annual valuation reviews to account for appreciation and collector market changes
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Seamless coordination with your home and umbrella policies
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Claims advocacy from professionals who understand collector vehicle valuation
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Integrated risk management for personal and asset protection
At EIS Texas, our clients choose us for one reason — we understand the value of excellence.
Protecting Collections Across DFW’s Finest Communities
We proudly serve collectors throughout North Texas, including:
Highland Park | University Park | Preston Hollow | Frisco | Plano | Southlake | Westlake | McKinney | Rockwall | Lakewood | Prosper | Allen | Keller | Trophy Club | Lucas
No matter where your garage sits, your passion is our priority.
How Much Does Collector Car Insurance Cost?
Surprisingly, high-value protection often costs less than traditional auto insurance — because collector and exotic vehicles are typically driven sparingly and stored securely.
Premiums are based on:
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Agreed vehicle value
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Garage type and security
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Driver profile and mileage
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Vehicle rarity and restoration details
Our team works with top carriers to design customized coverage with fair premiums, built to protect both your vehicle and your investment.
Get Started – Schedule a Risk Consultation
Your vehicle deserves coverage as refined as the machine itself.
Let’s discuss your collection, evaluate your current protection, and ensure your investment — and passion — are fully insured.
Or call our Rockwall office today to connect with a collector car insurance specialist serving the Dallas–Fort Worth metroplex.
FAQ – Collector & Exotic Car Insurance in DFW
Does agreed value mean my payout is guaranteed?
Yes. The agreed value is set at policy inception, and that’s the amount you receive in a total loss — no depreciation, no negotiation.
Can I drive my exotic or collector car occasionally?
Of course. Policies are built for leisure and event use, not daily commuting. We’ll tailor mileage limits to your lifestyle.
Do you insure exotic car collections?
Yes. We specialize in multi-vehicle and high-value collections, offering coordinated coverage across all assets.
Are vintage vehicles insured differently from exotics?
Yes — classic cars require valuation accuracy for restoration, while exotics emphasize high repair costs and market fluctuations. We cover both with precision.