Your car carries more than passengers — it carries the people and moments that matter most.
At Eastman Insurance Solutions (EIS Texas), we believe auto insurance should protect more than your vehicle — it should protect your lifestyle, your assets, and your peace of mind.
Whether you drive daily through Garland, commute across Dallas–Fort Worth, or maintain a collector or luxury vehicle, we provide personalized auto insurance solutions that balance coverage, cost, and confidence.
Our Beyond the Coverage™ Partnership means we don’t just sell insurance — we help you make informed decisions that protect your family and your future.
Who We Serve
EIS Texas specializes in serving:
- Established professionals and business owners with multiple vehicles or family drivers
- High-net-worth homeowners seeking integrated protection for homes, vehicles, and liability
- Collector and classic car enthusiasts who need agreed-value or stated-value coverage
- Families in Garland, Rockwall, and DFW who prioritize safety and financial security
We partner with top-rated carriers like Chubb, Travelers, Safeco, Nationwide, and The Hartford to deliver customized protection built around your driving habits, household needs, and long-term goals.
Why Auto Insurance Matters More Than Ever
Texas roads are busier, distractions are everywhere, and repair costs are higher than ever. Every trip carries risk — from fender benders to major accidents.
Without adequate protection, one claim could lead to devastating financial consequences. That’s why it’s critical to go beyond state minimums and ensure your coverage actually protects your lifestyle and assets.
At EIS, we make that simple — translating complex policies into plain language so you understand exactly what you’re paying for and why it matters.
Key Auto Insurance Coverages Explained
Liability Coverage (Bodily Injury & Property Damage)
Protects you financially if you cause injury or property damage to others. We help clients determine the right liability limits based on their income, net worth, and exposure — often recommending umbrella protection for extended peace of mind.
Collision Coverage
Pays for repairs or replacement if your vehicle is damaged in a crash — whether with another car, a wall, or a guardrail.
Comprehensive Coverage
Covers non-collision events such as theft, vandalism, hail, broken glass, or hitting an animal — common risks in Texas.
Uninsured / Underinsured Motorist (UM/UIM)
Protects you if another driver injures you and doesn’t have enough insurance (or any at all). This coverage is essential — since you can’t control how responsible others are on the road.
Medical Payments / Personal Injury Protection (PIP)
Helps cover medical costs for you and your passengers after an accident, regardless of fault.
Optional Add-Ons
- Roadside Assistance & Rental Reimbursement
- Gap Coverage for newer financed vehicles
- Agreed Value Coverage for collector or luxury cars
- Custom Equipment Coverage for specialty vehicles
Why Work With EIS Texas?
Most drivers assume better coverage means higher premiums — but that’s not always true.
As an independent insurance agency, we compare coverage and pricing across multiple carriers to find you the best value — not just the lowest rate.
And because we represent you, not the insurance companies, we:
- Review your current policy for hidden gaps or exclusions
- Tailor your protection to fit your financial picture
- Offer multi-policy discounts when bundling home and auto
- Provide dedicated claims support and advocacy when you need it most
At EIS Texas, we believe in clarity, not complexity — and that trust begins with transparency.
The EIS Leadership Advantage
Through our Beyond the Coverage™ Partnership, we provide leadership-driven protection that extends beyond your auto policy:
- Annual policy reviews to adjust for life changes and vehicle upgrades
- Family driver education and risk management support
- Seamless coordination with homeowners, umbrella, and business coverage
- Faith- and integrity-based service built on long-term relationships
We don’t just insure cars — we protect families on every journey.
Get Started – Schedule a Risk Consultation
Every driver’s needs are different — and your insurance should be too.
Let’s review your current auto coverage and ensure you’re protected with the right balance of liability, cost, and confidence.
Or call our Texas office today — we’ll handle the comparisons, the details, and the peace of mind.
FAQ – Auto Insurance in Texas
Does auto insurance cover other drivers in my household?
Yes — but it depends on your policy. We’ll review your coverage to ensure all licensed drivers in your household are properly included.
Can I bundle my home and auto insurance?
Absolutely. Bundling policies through EIS Texas often leads to significant savings and simplified management.
What coverage should I carry as a high-net-worth homeowner?
We typically recommend higher liability limits and an umbrella policy to protect your assets from lawsuits or large claims.
Does EIS cover collector or luxury cars?
Yes. We offer specialized collector and exotic car coverage through top carriers like Chubb and Hagerty with agreed value protection and flexible usage terms.