Inland Marine Insurance for Texas Contractors

contractors insurance texas

Protect What Moves with You

Your tools and equipment are the backbone of your business — and they rarely stay in one place. Inland Marine Insurance covers your tools, materials, and machinery wherever they go: job sites, vehicles, or storage units.

Without it, theft or damage could leave you unable to finish jobs or replace essential tools — a setback no contractor can afford.


What It Covers

  • Theft or vandalism of tools and materials on-site or in transit

  • Equipment damage during transport or loading/unloading

  • Replacement for rented or leased tools

  • Coverage for off-site storage and temporary locations


Example: When It Works

A concrete contractor in Houston had $12,000 worth of saws and laser levels stolen from a jobsite trailer overnight. His Inland Marine policy reimbursed full replacement cost within a week, helping him finish his contract without delay.


When It Doesn’t Work

If that same contractor only had General Liability Insurance, the theft wouldn’t be covered — because GL only protects against third-party damage, not your own business property. Inland Marine fills that crucial gap.

Protect your livelihood. Insure your tools and equipment today.

 

Why Contractors Trust EIS Texas

We design Inland Marine coverage that fits your exact needs — from single-tool protection for small tradesmen to large equipment schedules for growing firms. With flexible deductibles and fast claims service, you get coverage that works as hard as you do.


Serving Contractors Across Texas

We proudly serve contractors in DallasHoustonAustinSan AntonioFort Worth, and beyond.

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