Your First Line of Defense Against Accidents and Lawsuits
When you step onto a jobsite, your focus is on getting the work done — safely and professionally. But one small mistake can turn into a big financial setback. General Liability Insurance (GL) is the cornerstone of every Texas contractor’s protection plan. It covers you when accidents, injuries, or property damage occur as a result of your operations.
Whether you’re an electrician in Houston, a painter in Austin, or a roofer in Fort Worth, clients and general contractors often require proof of liability insurance before you can even bid or pull permits. That’s because GL coverage doesn’t just protect you — it protects everyone involved in the project.
What General Liability Covers
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Bodily Injury: Covers medical bills and legal costs if someone is injured due to your work.
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Property Damage: Pays for repairs or replacements if you accidentally damage a client’s property.
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Completed Operations: Protects your business after a job is finished and an issue arises later.
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Personal & Advertising Injury: Covers claims of libel, slander, or false advertising.
These coverages ensure your business can handle unexpected claims without draining your profits or personal savings.
Real Texas Example: When It Works
A flooring contractor in Dallas accidentally spilled adhesive that seeped under baseboards and ruined expensive cabinetry. The client demanded full replacement, totaling over $18,000. Thankfully, the contractor’s General Liability policy covered both the damage and legal defense — turning a potential lawsuit into a simple claim payout.
When It Doesn’t Work
If that same contractor’s tools had been damaged or stolen, General Liability wouldn’t help. Those are business property losses, not third-party claims. For that, you’d need Inland Marine coverage to protect tools and equipment.
Protect your reputation and your business. Get your General Liability quote today.
Why It Matters
Without GL coverage, one small claim could shut your business down. With EIS Texas, you get affordable, flexible protection built for your trade.
Why Texas Contractors Choose EIS
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Local expertise — we understand Texas compliance, licensing, and jobsite requirements.
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Fast, accurate certificates of insurance (COIs) for project deadlines.
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Access to the top carriers in the nation.
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Personalized coverage based on your trade and your growth goals.
Serving Contractors Across Texas
We proudly serve contractors in Dallas, Houston, Austin, San Antonio, Fort Worth and beyond.