Protecting Your Business with General Liability, Commercial Auto & Workers’ Comp
Whether you’re framing homes in Fort Worth, installing HVAC systems in Plano, or running a drywall crew in Arlington, running a contracting business in North Texas comes with real risks. At EIS Texas, we specialize in protecting artisan contractors with customized insurance solutions that work as hard as you do—especially when it comes to General Liability, Commercial Auto, and Workers’ Compensation.
If you operate within Dallas, Fort Worth, Denton, McKinney, Rockwall, Frisco, Grand Prairie, or anywhere within 50 miles of the DFW Metroplex, this guide will walk you through the coverage you need and how to get it done right.
Why General Liability Insurance Is Non-Negotiable in North Texas
From small residential remodels in Richardson to large-scale new builds in Lewisville, every job comes with risk. General Liability Insurance protects your business from third-party claims such as:
- Bodily injury (e.g., a client trips over your tools in Frisco)
- Property damage (e.g., you accidentally break a custom countertop in Mansfield)
- Legal fees related to lawsuits
In Texas, it’s not just smart—it’s often required by contractors’ licensing boards and project owners, especially in cities like Plano, Garland, and Irving.
EIS Texas Tip: Many artisan contractors in Allen, Mesquite, and Rowlett qualify for preferred rates with proper safety protocols in place. We’ll help you get there.
Commercial Auto Insurance: Don’t Rely on Personal Policies
If you or your crew drive trucks or vans between job sites in places like Grapevine, Cedar Hill, or The Colony, your personal auto insurance won’t cover work-related accidents. You need a Commercial Auto policy that’s built for your tools, equipment, and operations.
Commercial auto covers:
- Collision and liability claims
- Equipment transported in your vehicle
- Hired or non-owned vehicle coverage (like rental vans)
And yes, those flashy truck wraps we see all over Rockwall, Burleson, and Weatherford? They’re considered part of your mobile business identity—and may affect your risk rating. We’ll make sure you’re covered right.
Workers’ Compensation: Protecting Your Crew & Your Reputation
In Texas, Workers’ Compensation isn’t mandatory by law—but that doesn’t mean it’s optional if you’re serious about growing your business. Subcontractors and GCs across Keller, Waxahachie, and Ennis are increasingly requiring it before they’ll even consider your bid.
Workers’ Comp covers:
- Medical expenses and lost wages if an employee is injured
- Legal protection if you’re sued by a worker
- Safety culture confidence that attracts better talent
Plus, it sets your company apart in crowded DFW-area bids where GCs value insured, compliant subcontractors over the competition.
Why Choose EIS Texas for Contractor Insurance in DFW?
At EIS Texas, based right here in the Dallas–Fort Worth Metroplex, we bring over a decade of experience supporting artisan contractors with insurance that fits your trade, your tools, and your territory. We proudly serve:
- Rockwall, Dallas, Fort Worth
- Plano, Frisco, McKinney
- Waxahachie, Denton, Mesquite
- And all surrounding areas within 50 miles
At Eastman Insurance Solutions Texas, we design insurance programs with the assumption that contractors will operate inside compliance platforms.
Our Beyond the Coverage™ Partnership focuses on:
- Ongoing compliance coordination
- Contract-aligned coverage design
- Claims advocacy
- Long-term scalability
Learn more:
https://www.eis-texas.com/the-eis-difference/
We Invite You To Try Something, Different.
If insurance compliance platforms are creating friction as your Texas business scales, it may be time to ensure your insurance structure matches your operating reality.
Schedule a Risk Consultation:
https://www.eis-texas.com/quotes/
Serving the Backbone of North Texas
Whether you’re a one-truck crew or running multiple teams across the Metroplex, EIS Texas is here to protect your craft—and your future.
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