It only takes one claim to threaten everything you’ve built.
At Eastman Insurance Solutions (EIS Texas), we help business owners across Garland, Rockwall, and Dallas–Fort Worth protect what matters most with custom-tailored General Liability Insurance that shields against lawsuits, injuries, and unexpected accidents.
Our consultative approach goes Beyond the Coverage™ — ensuring your protection evolves as your business grows, your contracts expand, and your risk exposures shift.
Understanding General Liability Insurance
General Liability Insurance — also called Commercial General Liability (CGL) — forms the foundation of any business insurance program. It’s designed to protect your company from the financial impact of third-party claims involving:
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Bodily injury (e.g., a customer slips and falls)
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Property damage caused by your operations
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Personal or advertising injury, including libel, slander, or copyright infringement
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Legal defense costs, settlements, and court judgments
Every business — whether you’re a contractor, retailer, or professional service provider — faces liability exposures. Without coverage, one lawsuit could jeopardize your financial stability or even close your doors.
What Does General Liability Insurance Cover?
A properly structured policy helps protect your business from common and complex risks alike. Coverage may include:
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Third-party bodily injury and property damage
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Medical expenses related to customer or visitor injuries
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Legal defense and settlement costs
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Product liability and completed operations
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Advertising injury or copyright claims
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Tenant and premises liability for leased spaces
Often, General Liability is packaged with Business Personal Property (BPP) in a Business Owners Policy (BOP) — providing seamless protection for both your operations and physical assets.
Why Texas Businesses Trust EIS
At Eastman Insurance Solutions, we don’t just quote policies — we lead with strategy. Our team matches your specific operations, contracts, and risk profile with top-rated carriers like Travelers, Safeco, The Hartford, Chubb, and Liberty Mutual.
Through our Beyond the Coverage™ Partnership, we also provide:
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Proactive risk assessments and annual coverage reviews
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Certificate management for vendor and contractor compliance
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Claims advocacy and ongoing policy optimization
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Integration with broader risk management services for long-term protection
Whether you’re managing a growing construction company, a local retail business, or a professional office — we make sure your coverage fits your reality.
Getting Covered – What to Expect
When applying for coverage, carriers will ask key underwriting questions about your business size, revenue, and operations to determine your premium.
We simplify this process — guiding you from application to proof of insurance quickly and clearly.
In many industries, proof of insurance is required to secure contracts or licenses, and our team ensures your Certificates of Insurance (COIs) are delivered promptly so your operations never skip a beat.
The EIS Leadership Advantage
Our clients don’t just get insurance — they gain a partner in protection.
Through leadership-driven service, we provide ongoing guidance, claims support, and strategic insight so your coverage grows with you.
When you choose EIS, you choose honor, integrity, and service — the values that define our Beyond the Coverage™ Partnership.
Get Started – Schedule a Risk Consultation
Let’s make sure your business is protected against the unexpected.
Schedule a consultation with our team today — we’ll review your risks, identify coverage gaps, and match you with the right carrier and limits.
Or call our Texas office today to get started — we’ll make the process simple.
FAQ – General Liability Insurance in Texas
Do I really need General Liability Insurance?
Yes. Even small businesses face risks like customer injuries, property damage, or contract disputes. This coverage protects your finances and reputation.
How much coverage do I need?
Coverage limits depend on your industry, contracts, and operations. Many businesses carry at least $1 million per occurrence, but higher limits are often recommended.
Can EIS help with Certificates of Insurance?
Absolutely. We manage and issue COIs for our clients quickly — ensuring your vendors, clients, and contracts stay compliant.