Running a business in Texas takes grit, vision, and responsibility — and protecting it takes more than just a policy.
At Eastman Insurance Solutions (EIS Texas), we go Beyond the Coverage™ by helping business owners design insurance programs that protect their people, property, and profits.
Whether you operate in construction, healthcare, retail, or professional services, our consultative approach ensures your coverage reflects the true risks your business faces today — and the growth you plan for tomorrow.
Industry Overview
Texas businesses face unique challenges — from property exposures and workforce liability to contractual risks and compliance demands. A one-size-fits-all plan doesn’t cut it. That’s why our commercial insurance programs are custom-built around your operations, ensuring complete protection and flexibility.
Our advisors partner with businesses across Dallas–Fort Worth, Rockwall, Garland, and throughout Texas, delivering insurance and risk management solutions designed to minimize loss and maximize confidence.
Core Risks & Exposures We Help Protect
We don’t just sell policies — we identify vulnerabilities before they become claims.
Common exposures we manage include:
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Property and equipment losses
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Employee injury and workers compensation
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General and professional liability
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Cyber and data breach threats
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Auto and fleet liability
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Employment practices and HR exposures
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Builder’s risk and project-based insurance
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Directors & Officers (D&O) and Errors & Omissions (E&O)
Tailored Business Insurance Solutions
Every industry demands a different approach — and our specialized programs are built to match:
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Business Owners Policy (BOP) – Simplified protection for small and mid-size businesses
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Commercial Package Policy (CPP) – Custom-built coverage combining property, liability, and inland marine
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Commercial Auto & Fleet Insurance
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Workers Compensation
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Cyber Liability
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Employment Practices Liability (EPLI)
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General Liability & Umbrella Coverage
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Professional Liability / E&O / D&O
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Builder’s Risk & Contractors Coverage
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Church & Nonprofit Insurance
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Hospitality, Restaurant, and Retail Programs
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Pollution, Liquor, and Specialty Trade Coverage
From electricians to property managers, landscapers to medical professionals — if you build it, serve it, or manage it, we’ll protect it.
The EIS Leadership Advantage
What sets EIS apart isn’t just coverage — it’s commitment.
Through our Beyond the Coverage™ Partnership, we stay actively involved long after your policy is issued:
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Ongoing risk management integration
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Annual coverage reviews to adapt to business changes
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Claims advocacy and premium analysis to reduce costs
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Compliance support and safety consultations
We believe true partnership means leadership through service — protecting what matters most, every step of the way.
Get Started – Schedule Your Risk Consultation
No two businesses are alike, and your insurance shouldn’t be either.
Let’s discuss your goals, review your current policies, and uncover opportunities to save and strengthen your protection.
Schedule a Risk Consultation today with our commercial insurance team in Texas.
FAQ – Business Insurance in Texas
What’s the difference between a BOP and a Commercial Package Policy?
A Business Owners Policy (BOP) bundles essential coverages like property and liability into one affordable plan — ideal for small to mid-sized businesses. A Commercial Package Policy (CPP) offers more flexibility, letting you combine multiple coverages into a single, customized program.
Do I need Workers Compensation Insurance in Texas?
While not always required by state law, workers comp provides essential protection for both you and your employees. It’s a key part of any risk management plan and may be required by contracts or clients.
Can EIS review my current policy for gaps or savings?
Absolutely. Our team conducts complimentary policy reviews to identify missing coverages, exclusions, or premium inefficiencies.