Texas roads, driveways, and infrastructure depend on the precision and endurance of asphalt and paving contractors. From large-scale highway projects in Dallas–Fort Worth to commercial parking lots in Arlington, Plano, and Irving, the demands on your crews, equipment, and materials are constant — and so are the risks.
At Eastman Insurance Solutions (EIS-Texas), we build bespoke insurance programs for mid-market paving and asphalt contractors generating $2.5MM–$50MM in annual revenue. Our approach is rooted in leadership, risk insight, and partnership — not cookie-cutter coverage.
Schedule a Risk Consultation today and learn how EIS-Texas protects what keeps your business moving forward.
Industry Overview: Asphalt & Paving in Texas
The paving industry in Texas operates at the intersection of high liability, heavy equipment, and high-value contracts. Between municipal projects, private developments, and commercial resurfacing, your business manages risk across multiple fronts — safety, compliance, environmental impact, and operational continuity.
EIS-Texas serves contractors across Dallas, Fort Worth, Frisco, Rockwall, and surrounding areas, providing solutions that go beyond standard general liability. Whether your work involves road construction, seal coating, grading, or large-scale resurfacing, our insurance strategies are designed to fit your operational scope.
Core Risks & Exposures
Paving and asphalt contractors face some of the highest exposure levels in the construction industry.
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Equipment Damage or Theft – Rollers, pavers, and trucks operating across multiple job sites.
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Jobsite Liability – Property damage or injury involving hot mix, traffic management, or grading.
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Workers’ Compensation – Crew injuries from heavy machinery or exposure to heat and chemicals.
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Commercial Auto & Fleet – Dump trucks, tack distributors, and haul trucks across Texas highways.
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Pollution Liability – Runoff or material contamination from asphalt and sealants.
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Completed Operations Liability – Post-project failures such as uneven grading or premature surface degradation.
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Contractual & Subcontractor Risk – Exposure from subs lacking adequate insurance.
EIS-Texas designs policies that protect your business before, during, and after each project.
Bespoke Insurance Solutions
We don’t sell “contractor bundles.” We craft programs tailored to your specific exposures and growth trajectory.
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General Liability Insurance – Core protection for project and site-related incidents.
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Workers’ Compensation – Keeping crews covered and your EMR score competitive.
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Commercial Auto & Fleet Coverage – For paving trucks, transport vehicles, and crew fleets.
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Inland Marine Insurance – Covers equipment, pavers, and asphalt machinery in transit or on-site.
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Pollution Liability – Addresses asphalt runoff, material spills, and environmental compliance.
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Builder’s Risk Insurance – For construction or resurfacing projects under contract.
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Umbrella / Excess Liability – Extends protection for multi-million-dollar contracts.
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Captive Insurance Options – For firms ready to control claims, costs, and capital efficiency.
Every coverage component is designed to perform — not just comply.
The EIS Leadership Advantage
Insurance for asphalt and paving firms isn’t about coverage — it’s about leadership. Our EIS-Texas team brings years of commercial construction and risk experience, giving your company the advantage of strategic protection aligned with business growth.
Whether you’re paving commercial parking lots in Plano, handling highway resurfacing in Fort Worth, or managing municipal projects in Dallas, EIS-Texas stands behind your operation with strategy, not sales pitches.
Our leadership advantage includes:
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Risk Management Integration – Aligning jobsite safety, maintenance, and insurance to reduce losses.
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Carrier Partnership Advocacy – Ensuring your performance data earns better pricing.
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Claims Navigation – Guiding your firm through complex claims with experience and precision.
Leadership isn’t an add-on — it’s the foundation of how we serve.
What Smart Paving Firms Are Doing in 2025
Texas paving and asphalt firms are evolving — and the smartest leaders are building stability through better risk strategy.
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Joining Group Captives to stabilize costs and gain profit-sharing benefits.
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Investing in safety systems, telematics, and GPS tracking for better underwriting outcomes.
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Strengthening contract review and risk transfer to protect project margins.
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Partnering with insurance firms that lead with industry insight — not just policy options.
EIS-Texas helps you move from reactive insurance to proactive protection.
Schedule a Risk Consultation
Let’s evaluate your program and uncover how EIS-Texas can strengthen your insurance foundation — ensuring every project, vehicle, and worker is protected.
→ Book your discovery call today.
FAQ Section
1. What insurance does an asphalt contractor need most?
General Liability, Workers’ Compensation, Commercial Auto, and Inland Marine are essential. Pollution and Umbrella coverage are highly recommended for larger projects.
2. Does EIS-Texas specialize in road and paving contractors?
Yes — we work extensively with paving, asphalt, and grading contractors throughout the Dallas–Fort Worth Metroplex and across Texas.
3. How can EIS help reduce insurance costs?
Through risk integration, loss-run analytics, and captive insurance solutions that reward strong safety performance.
4. What about subcontractors on paving projects?
We assist with subcontractor compliance programs to prevent uncovered claims and project delays.
5. Why choose EIS-Texas over national brokers?
Because we provide boutique-level attention with large-market capability — focused on leadership, advocacy, and trust.
Explore More Contractor Solutions
Explore other EIS-Texas contractor pages: